NEW INDIA CO-OPERATIVE BANK respects your privacy and we are committed to keeping your personal information and other data confidential and secure.
1. WHEN DOES THIS WEBSITE PRIVACY STATEMENT APPLY?
This Website Privacy Statement explains the approach taken by NEW INDIA CO-OPERATIVE Bank and the members of the NEW INDIA CO-OPERTIVE BANK ("NICB", “we” or “us”) toward the personal information and data that we collect about you (“Your Information”) when you visit this Website, electronically respond to our online advertisements or when you send us communications via any computer, mobile or other similar electronic devices (“Device”). It does not apply to information we collect in other ways e.g. when you are dealing with our staff in a branch or over the telephone. In these cases, there may be other privacy statements and terms and conditions that are applicable.
This Website Privacy Statement is limited to information and data collected on this Website, our online advertisements and electronic communications. Our Website Privacy Statement does not apply when you leave our Website, including third-party websites where our online advertisements are displayed or links to third-party websites which we do not operate or control. Please read the privacy statements and terms and conditions of these third-party websites and decide whether they satisfactorily protect your rights.
2. YOU CONSENT TO OUR USE OF YOUR INFORMATION AND COOKIES.
3. WHAT INFORMATION DO WE COLLECT ABOUT YOU?
Cookies are small data files which are placed on your Device when you visit certain parts of our Website or click on our online advertisements. Cookies and similar technologies are used to identify your Device for the following purposes:-
These essential cookies are set throughout our Website and are required for the operation of our Website to:
a. USING YOUR INFORMATION – PURPOSES.
If you provide Your Information on the Website in relation to any products and services from NICB, or send us an electronic communication, we will use Your Information for the purposes (“Purposes”) of providing and operating the product or service you request or responding to your electronic communication and for other related purposes that may include:
We generally do not use Your Information collected on this Website for marketing purposes but if you apply for products and services on the Website, Your Information may be used to inform you about other related products and services of NICB that may be of interest.
If you wish to be contacted about related products and services please indicate on the relevant box situated on the online form on which we collect Your Information.
c. DISCLOSING YOUR INFORMATION.
When using Your Information for the Purposes we may need to disclose it to more than one company within NICB and to our affiliates, agents, advisors and third party service providers (“Other Parties”). When this happens we will require the Other Parties to handle Your Information using the same level of care that we apply. We will also require them to only use Your Information according to our instructions and directions.
If the Other Parties are overseas Your Information may be sent to another country including countries with weaker privacy and data protection laws than in your country of residence. We will not otherwise disclose Your Information to third parties unless we have your permission or we are under a legal or similar obligation. This means, by way of example, that Your Information may be disclosed to:
d. RETAINING YOUR INFORMATION.
We will retain Your Information for as long as the Purpose for which we collected it continues. It is then destroyed unless further retention is required to satisfy a legal, regulatory or accounting requirement or to protect our interests.
5. PRIVACY, SECURITY AND COMMUNICATIONS USING THE INTERNET.
a. The Internet is not a secure form of communication and sending and receiving information over the Internet carries with it risks including the risk of access and interference by unauthorised third parties. It is your responsibility to maintain the secrecy of any user ID and login password you hold.
b. Information passing over the Internet may be transmitted internationally (even when sender and recipient are located in the same country) via countries with weaker privacy and data protection laws than in your country of residence. As a result, we do not accept responsibility or liability for the confidentiality, security or integrity of Your Information in connection with its transmission over the Internet.
c. In order to maintain the security of our systems, protect our staff, record transactions, and, in certain circumstances, to prevent and detect crime or unauthorised activities, we reserve the right to monitor all Internet communications including web and email traffic into and out of our domains.
6. Accessing and updating Your Information and contacting us If you wish to report any discrepancy or have any grievance with regards to Your Information provided or if you have any questions about our Website Privacy Statement, you may write to us:
NEW INDIA CO-OPERATIVE BANK LTD.
7. CHANGES TO OUR WEBSITE PRIVACY STATEMENT.
New India Co-operative Bank wishes to assure you that your personal information will be treated as confidential and with high standards of security. New India Co-operative Bank pledges its intention fully to meet internationally recognised standards of personal data privacy protection and to comply with the requirements of applicable data protection / privacy laws. NICB has implemented a mandatory IT security policy that is based on international best practices and the risk based approach. In doing so, we will ensure compliance by our staff with the strictest standards of security and confidentiality.
8. IT SECURITY POLICY.
We update our Website Privacy Statement from time to time and ask that you regularly check this Website to make sure you are familiar with the most recent version.
This Website Privacy Statement was last updated on __________________