Savings Accounts

Diamond Savings Account (Women Saving Account)

Features of the Diamond Savings Account:

  • Average Quarterly Balance (AQB) of Rs. 2,500/-
  • 2 Cheque Books free per year (25 leaves per cheque book)
  • No ATM annual maintenance charges
  • Free unlimited transactions at any NICB ATM
  • 5 transactions viz. cash withdrawals/balance inquiry etc. free per month on other Bank ATM
  • Debit card with higher transaction limit
  • 0.5% cash back on all POS transactions
  • Gold loan interest at 9.50%
  • Housing loan interest at 9.50% (upto Rs.25.00 lac)
  • Locker Rent at 25% discount on "A" and "B" type
  • No processing fee on Retail Loans
  • Accidental Death Insurance for Rs.1.00 lac
  • RTGS and NEFT payments to other banks.
  • Anywhere banking - Deposit or Withdrawal across any NICB branches.
  • Standing instructions.
  • Nomination facility.
  • Free SMS alerts.
  • 24X7 customer care.
  • Internet banking facility.
  • Mobile banking facility
  • Mpassbook app

* If AQB is not maintained for 2 continuous Quarters, account will be converted into a regular Savings / Current account.

* All features will be available subject to maintenance of AQB